5 Things to Confirm with Your Attorney, Insurance Agent or Work Before You Go on Summer Vacation
In Phoenix it feels like summer is fast approaching. With summer comes the inevitable vacations, which include road trips and all kinds of fun (and somewhat) dangerous activities. Before you escape on a great adventure, here are some things you may want to think about and consider:
- Call your attorney if you are leaving minor children at home with friends, family or a babysitter. You need to leave insurance cards and information, but you also need to provide a limited power of attorney for the caregiver to be able to make medical decisions in the event a child becomes sick or is injured while you are in some exotic locale or otherwise unreachable.
- Call your attorney if your estate plan up is not up to date. If you’re not sure, you know the answer. Whether you are traveling alone, with a partner or with your family, it is important to have your estate planning documents in the form you want them. No one plans on something bad happening, but it is good to be prepared in case it does.
- Are you doing a short or long-term rental in-state, out of state or abroad? Call your attorney to review any rental contract or terms you are not familiar with or uncomfortable with (and this is important) before you sign the document. Rentals can cost a lot of money and you want to make sure you are getting what you think you are paying for.
- Call your insurance agent or broker and make sure you have sufficient life insurance in place prior to bungee jumping or skydiving during your vacation. Ditto for auto insurance before your road trip.
- Otherwise, remember to let your clients and colleagues know when you will be gone, and how to reach you (if you will be reachable and actually want to be reached…).
The point is that the more you know, the better you are. The professionals you use are available to advise and help you, and a few questions can go a long way to protecting you and or your family.
I hope you are getting ready to go on or putting the finishing touches on a fantastic summer getaway!
As always, this post and others can be found on my blog, BusinessLawGuy'sBlog .
About the author: Neal Bookspanis a partner at the Phoenix, Arizona law firm of Jaburg Wilk . He assists clients with business issues, commercial litigation, workouts and bankruptcy litigation. Neal can be reached at 602.248.1000