Arizona Court of Appeals Holds Anti-Stacking Provision Inapplicable in Policies Issued by "Affiliated Insurers"
In Hanfelder v. Geico Indem. Co., WL 2018 WL 2315949 (May 22, 2018), the Arizona Court of Appeals reversed summary judgment granted to an Insurer because the Policy’s “imprecise” anti-stacking language did not apply to the “Affiliated Insurers”—GEICO Casualty Company and GEICO Indemnity Company.
If affiliated insurers issue multiple policies to … Read More
5 Things to Confirm with Your Attorney, Insurance Agent or Work Before You Go on Summer Vacation
In Phoenix it feels like summer is fast approaching. With summer comes the inevitable vacations, which include road trips and all kinds of fun (and somewhat) dangerous activities. Before you escape on a great adventure, here are some things you may want to think about and consider:
Call your attorney if you are leaving minor children at home with friends, family or a babysitter. You need to leave insurance … Read More
Hasbro Just Successfully Trademarked the Smell of Play-Doh
On May 15, 2018, the United States Patent and Trademark Office officially registered the distinctive smell of Play-Doh, a favorite childhood toy for many. The federal registration covers “Toy modeling compounds” and states that the trademark “is a scent of a sweet, slightly musky, vanilla fragrance, with slight overtones of cherry, combined with the smell of salted, wheat-based dough.” Most … Read More
Disconnecting from Technology Frees Your Mind in a Way You May Have Forgotten
Most of us are connected to our phones, tablets or computers from the time we wake up until the time we go to sleep. I recently went on an annual trip where I try to disconnect for a few days. It is harder to do than you think. When I do, I am reminded we all need to do so. It is so relaxing and provides a break from work and the continuous need to stay on top of email and various forms of electronic media and … Read More
Disagree and Commit
Some of you may be aware of the letter to shareholders by Jeff Bezos of Amazon where he explains his process and the benefit of disagreeing and committing. A co-worker just told me about the phrase “disagree and commit” and it spoke to me. Whether you like Bezos or not, he clearly is a successful business person and his ideas are an example of why.
He encourages his employees to “disagree … Read More
Confidence is Important in Life and Success
Winners have confidence. They know they won't always win. They realize risk is part of the equation. And they realize that we are all human, all equal and someone has to take the lead - it might as well be them.
It's up to you to be confident or not, because confidence cannot be instilled by others. Confidence is something you create within yourself by … Read More
Meeting Expectations Shows Clients You Care
I previously have mentioned that my firm has 21 fundamentals that are the foundation of our culture. We call it the JW Way. Our JW Way #3 is Be Passionate About the Client Experience. Without clients or customers none of us would have a job.
We all have them. Whoever you work for is your "client." For me, I have clients. You may have customers. If you work at a company and report to an internal … Read More
How to Have Difficult Conversations
Things that are hard to say usually are the most important. Because of this, many people avoid difficult conversations in business and their personal lives. To effectively manage people, in business or personal relationships, you need to be able to speak about important matters. Letting important matters go unspoken is problematic for numerous reasons.
The problems include the potential for people you manage to … Read More
Fitting in is Highly Overrated
Peer pressure starts when you are young and can impact you throughout your life if you let it. We all want to fit in and be in the “in” crowd, whether it is in high school or in our professional lives. You know what I am talking about.
Fitting in can get you places at times, but in the long run it usually means you are one of the pack and don’t “stand out.” Most leaders do not … Read More
Arizona District Court Excludes Expert Opinion Regarding Insurer’s State of Mind
In Hunton v. American Zurich Ins. Co., 2018 WL 1182550 (D. Ariz. Mar. 7, 2018), an insurance bad faith case arising from a workers compensation claim, the Arizona District Court excluded an Insured’s expert opinion that the Insurer’s alleged “claims handling failures” were “pervasive enough to support the conclusion that upper management had to have known of, and approved, … Read More