Jaburg Wilk

Ron Horwitz



Phone: Work602-248-1071


Jaburg Wilk
Work 3200 N. Central Avenue Suite 2000 Phoenix, AZ   85012

Assistant: Stephanie Clark

Assistant Phone: 602-248-1000

Ron's Practice Area
  • Bankruptcy
  • Creditor's Rights
  • Workouts
  • Construction Law
  • Foreclosure

Ron has practiced in the area of creditors’ rights for more than thirty-eight years. His client list includes national and regional banking institutions, mortgage lenders and servicers, commercial and consumer finance companies, equipment lessors and credit unions. He has extensive experience in collection and foreclosure law, title related real estate issues and loan workouts. His experience has been derived from handling thousands of consumer and commercial collection cases and conducting thousands of foreclosures, both judicial and non-judicial. Ron is extremely well versed as to Arizona’s anti-deficiency statutes and utilizes them to maximize the ultimate recovery for the client. He also has vast experience in handling excess sale proceeds, deeds in lieu, deficiency and guarantor actions and representing creditors in bankruptcy matters.

During his career, Ron has assisted many clients with the recovery of collateral through pre and post judgment replevin actions, as well as collection of both secured and unsecured debt. He has also testified as an expert witness and lectured on various issues involving creditor’s rights and secured transactions.

There are many business and personal situations where having a bankruptcy filed is the worst solution for both the creditor and their debtor. Through skillful negotiation and win-win strategies Ron looks to craft viable workouts of problem loans to avoid, if possible, having the debtor file bankruptcy. As every situation is unique, Ron’s workout expertise is invaluable. In the event the borrower or guarantor files for bankruptcy protection, Ron has represented creditors in the bankruptcy courts for the District of Arizona for more than thirty-eight years.

Additionally, Ron is a member of the Arizona Trustees Association, the Arizona Financial Services Association, State Bar of Arizona and Maricopa County Bar Association.  Ron serves on the Board of the Jaburg & Wilk Foundation.

Associations and Memberships
  • Member, Arizona Trustees Association
  • Member, Arizona Financial Services Association
  • Member, State Bar of Arizona
  • Board of Director, Jaburg & Wilk Foundation
  • Supporter of Send Me on Vacation - Breast Cancer Survivor Charitable Organization
Professional Experience
  • More than thirty-five years experience in creditors' rights representation.
  • Client list includes national banking associations, mortgage companies, finance companies, equipment lessors, credit unions and companies that finance real estate, manufactured housing, automobiles, and equipment.
  • Extensive experience in assisting clients in the recovery of funds.
  • Substantial experience in foreclosure law and relating issues, conducting hundreds of foreclosures, both judicial and non-judicial, as well as collateral and deficiency balances and completing numerous forfeiture proceedings.
Court Admissions
  • Arizona, 1978
  • U.S. District Court, District of Arizona
Awards and Recognition
  • Rated AV Preeminent from Martindale-Hubbell
  • J.D., Capital University, 1978
  • B.A., State University of New York at Buffalo, 1975

2016 Best Law Firms by U.S. News 2015 Best Law Firms by U.S. News 2014 Best Law Firms by U.S. News 2013 Best Law Firms by U.S. News Listed in Best Lawyers: The World's Premier Guide 2013 Winner: Best of Our Valley, AzFoothills.com