Insurance Coverage

Phoenix Insurance Attorneys

Phoenix Insurance Coverage & Claims Attorneys

Everyone needs it and has it. It is one of the most basic forms of risk management. Yet you may always feel like you have too little or too much. We can help you interpret the fine print in insurance policies and explain what you or your business are insured against and what you are not insured for at all. While you may have purchased many different types of insurance, you may not have all of your personal or business risks covered. We read your policies and determine what gaps you may have.

If an insurance carrier has denied your claim or reserved payment rights, we'll analyze your coverage and fight with the insurance company to attempt to have your claim honored. While claims should be handled promptly and in good faith, sometimes there are mistakes that are made. We will analyze carrier's claims handling and coverage decisions and assist you in reconsideration, and hopefully - ultimately payment. In some cases, we prosecute and defend declaratory judgment actions to determine insurance coverage.

Our team of attorneys is ready to assist you through the maze of tendering claims to your carrier and application of facts to loss of coverage available under various policies that you carry for both defense and indemnification of either you or your business. In other words, we help you get what you've paid for.

Insurance carriers have an approved list of attorneys whom they hire as defense counsel. We monitor defense counsel to ensure that you are represented fully, especially if there are limitations of coverage amounts or you have received a reservation of rights letter.

We are ready to help you make sure that you have the right type of insurance with the right amounts of coverage to protect you and your business. To learn more about this unique practice, please contact Scott Richardson at (602) 248-1000.

 

3200 North Central Avenue . Phoenix . Arizona